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19 Telltale Signs You’re Being Underpaid at Work

Updated on August 8, 2025 by TMM Staff · Lifestyle

A person counting U.S. dollar bills.
©Kaboompics.com/Pexels.com

Ever get that weird gut feeling that your paycheck isn’t quite adding up to the effort you’re putting in? Yeah, you’re not alone. A lot of folks just kind of assume their salary is fair until one random conversation or job listing flips the script. Suddenly, you’re side-eyeing your paystub and wondering if someone forgot to carry the one.

Look, nobody wants to be that person always chasing more money, but being paid what you’re worth is something that shouldn’t be brushed aside. If you’ve ever questioned whether you’re getting shortchanged at work, these 19 signs might confirm what you’ve already suspected.

Table of Contents

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  • 1. You haven’t had a raise in years
  • 2. New hires are making more than you
  • 3. You’re doing way more than your job description
  • 4. Your benefits are lagging behind
  • 5. You’ve seen the numbers.. and it’s not pretty
  • 6. You’ve taken on someone else’s job without the title
  • 7. Your performance reviews are great, but nothing changes
  • 8. You rely on overtime to make ends meet
  • 9. You’re the go-to problem solver for everything
  • 10. Your company is doing well, but you’re not
  • 11. You keep hearing “now’s not the right time”
  • 12. You’re afraid to check your bank account after payday
  • 13. You’ve started thinking about side hustles… a lot
  • 14. Coworkers in similar roles have very different lifestyles
  • 15. You’re always told to “be grateful you have a job”
  • 16. You feel embarrassed talking about your salary
  • 17. You haven’t negotiated… ever
  • 18. You’re irreplaceable and still underpaid
  • 19. Your gut just says something’s off

1. You haven’t had a raise in years

A man working on a laptop.
©Frank Flores/Unsplash.com

Time flies, sure, but your salary shouldn’t be stuck in the past like a flip phone. If you’ve been coasting along with the same paycheck for years while your responsibilities keep stacking up, it might be time to raise an eyebrow.

Even in steady roles, raises are expected every now and then. Not getting one is kind of like being left on read by your boss. You’re showing up, getting stuff done, and… crickets.

2. New hires are making more than you

A photo of two people shaking hands.
©Getty Images/Unsplash.com

Nothing stings quite like training the new guy, only to find out he’s making more money than you. Especially when he still can’t find the break room without help.

Companies sometimes adjust salaries to stay competitive, but that doesn’t mean your value dropped. If newer teammates are starting higher, it’s worth asking why your pay hasn’t followed suit.

3. You’re doing way more than your job description

A man and woman collaborating at a laptop.
©Getty Images/Unsplash.com

If your role has turned into a weird Frankenstein mix of tasks from three different departments, that’s a sign. Sure, you’re a team player, but you didn’t sign up to be the unofficial IT helpdesk, HR liaison, and office therapist.

Taking on more without any extra pay isn’t just unfair. It’s unsustainable. You’re not being difficult for wanting your paycheck to reflect your workload.

4. Your benefits are lagging behind

A person reviewing documents at a desk.
©Getty Images/Unsplash.com

Even if your base pay looks okay, weak benefits can tip the scales. If you’re stuck with high-deductible health plans, no retirement match, and vacation days that barely last a weekend, it all adds up.

Decent perks are part of your compensation. If yours feel like they were slapped together in a rush, it’s probably a hint that you’re not being valued fully.

5. You’ve seen the numbers.. and it’s not pretty

A person working on a laptop with a notepad.
©Getty Images/Unsplash.com

A quick peek at average salaries in your field or city can be an eye-opener. If you’re making noticeably less than the going rate, that little pit in your stomach is probably right.

Sometimes companies count on folks not doing their homework. But once you do see the numbers, it’s hard to unsee them and even harder to ignore the gap.

6. You’ve taken on someone else’s job without the title

A man and woman sharing documents at work.
©Getty Images/Unsplash.com

Did someone leave and their work just magically end up on your desk? And now you’re juggling two jobs with one paycheck? That’s not “being a team player,” that’s unpaid labor.

It’s easy to get roped into covering, but if the extra load becomes permanent, it’s time to speak up. A title bump without a salary bump is like a gold star sticker. It looks nice, but doesn’t pay the rent.

7. Your performance reviews are great, but nothing changes

A man and woman smiling during a discussion.
©Getty Images/Unsplash.com

When you keep hearing “You’re doing amazing, we’re lucky to have you,” but your salary stays frozen, it starts to feel a bit like being friend-zoned by your own employer.

Positive feedback is great and all, but it should come with tangible appreciation. Words are free. Rent is not.

8. You rely on overtime to make ends meet

A man working late at his desk.
©Getty Images/Unsplash.com

If your paycheck only feels right after putting in extra hours every week, that’s a red flag. Overtime shouldn’t be your safety net. It should be a bonus.

Needing extra hours just to stay afloat means your base pay isn’t cutting it. And let’s be real, nobody wants to spend every evening buried in spreadsheets just to survive.

9. You’re the go-to problem solver for everything

A man focused on sketching at a desk.
©Curated Lifestyle/Unsplash.com

People ask for your help because you get things done. But if you’re constantly saving the day without any added compensation, that’s a problem.

You’re being trusted with high-level tasks, but if your pay still looks like entry-level, something’s out of whack. Respect is great. Pay is better.

10. Your company is doing well, but you’re not

A man working on a laptop in a bright office.
©Getty Images/Unsplash.com

The business just posted record profits. Leadership is toasting champagne. Meanwhile, you’re debating whether to splurge on extra guac.

When a company is thriving but your salary stays stuck, that’s a clue. Success should be shared, especially with the people who helped build it.

11. You keep hearing “now’s not the right time”

A man talking on the phone in an office.
©Getty Images/Unsplash.com

Every time you bring up a raise, it’s somehow not the moment. Budget’s tight. Leadership’s in flux. Mercury’s in retrograde.

If “not now” has turned into never, that’s more than bad timing. That’s a pattern. And chances are, the timing won’t magically fix itself without a little push.

12. You’re afraid to check your bank account after payday

A person entering a PIN at an ATM.
©Ali Mkumbwa/Unsplash.com

Payday should feel like a win, not a sigh of relief that’s over in 48 hours. If you constantly feel like your salary disappears before you even get to enjoy it, your job might not be paying enough.

Living paycheck to paycheck in a full-time role isn’t always about spending habits. Sometimes, the numbers just don’t match reality.

13. You’ve started thinking about side hustles… a lot

A delivery person handing a package to a woman.
©Getty Images/Unsplash.com

The thought of picking up a freelance gig, driving on weekends, or selling stuff online is starting to sound weirdly appealing. That might be your brain’s way of screaming that your main job isn’t cutting it.

Side hustles can be fun, sure, but if they’re becoming a financial necessity, your day job’s dropping the ball.

14. Coworkers in similar roles have very different lifestyles

A woman discussing code with a colleague at a computer.
©Getty Images/Unsplash.com

When someone with the same title is living a lifestyle that feels a few tax brackets above yours, it’s natural to start wondering.

It’s not about comparing lives, but sometimes it shows you something’s off. If you’re both in the same lane but one of you is cruising in a sports car, maybe the lanes aren’t so equal.

15. You’re always told to “be grateful you have a job”

A man using a tablet by a window.
©Getty Images/Unsplash.com

Gratitude’s important, but it shouldn’t be used as a shield against fair pay. Being reminded that you should be thankful every time you ask for more? Yeah, that’s manipulative.

A job and a paycheck are two different things. You can appreciate both while still wanting and deserving better.

16. You feel embarrassed talking about your salary

A discussion between two men using a tablet.
©Getty Images/Unsplash.com

If you avoid salary talk because deep down you suspect it’s low, that’s a red flag in neon.

Fair pay shouldn’t be a secret shame. Feeling weird about your number might mean you already know it’s not where it should be.

17. You haven’t negotiated… ever

A handshake between businessmen in a meeting.
©Getty Images/Unsplash.com

If you’ve never had a conversation about your salary at hiring, during performance reviews, or when your role changed, you might be leaving money on the table.

Not everyone’s a natural negotiator, but skipping it entirely almost always works in the employer’s favor. You’re allowed to speak up, even if it’s awkward.

18. You’re irreplaceable and still underpaid

A frustrated man looking at his laptop.
©Getty Images/Unsplash.com

You’re the only one who knows how certain things work. You’ve got key relationships, deep knowledge, and if you left, there’d be chaos. But somehow, your salary doesn’t reflect that.

Being indispensable should come with more than vague praise. It should come with a paycheck that says, “We literally can’t do this without you.”

19. Your gut just says something’s off

A man concentrating on a computer screen at work.
©SJ Objio/Unsplash.com

Sometimes, it’s not about numbers or titles. It’s just that low-key, nagging sense that your value isn’t being matched.

Trust that instinct. You know what you bring to the table. If something feels off, it probably is. And you’re allowed to ask for more because you’ve earned it.

Lifestyle Everlane, white sneakers

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About TMM Staff

The Modest Man staff writers are experts in men's lifestyle who love teaching guys how to live their best lives.

If an article is published under TMM Staff, that means multiple writers worked on it. For example, sometimes several of us have experience with a certain brand, so we collaborate to publish a more thorough review.

Or, if an article was originally written by one person, but then it was updated by someone else, we'll re-publish it under TMM Staff.

Remember: all of our articles (including those below) are written by real people with decades of combined experience in men's fashion and lifestyle topics.

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